How much does a $100,000 annuity pay per year?

At 5% for 20 years, a $100,000 annuity pays approximately $8,024/year ($669/month). At 4% for 25 years: $6,401/year. The payment depends heavily on rate and duration. In 2025, insurance company immediate annuities for a 65-year-old might pay $6,000–$7,500/year per $100K invested, with life-contingent payments.

What is an ordinary annuity vs. annuity due?

Ordinary annuity: payments at the END of each period (most common for loan repayments). Annuity due: payments at the START of each period (more common for leases, insurance premiums). Annuity due payments are slightly lower because money is received/paid one period earlier.

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